LEGAL NOTICE AND PRIVACY POLICY

Company name: SILEX INVERSIÓN Y GESTIÓN SL
Registered office: C / Germans 19 Zmuba ave Apartment 6 Lagos 08301 - Lagos
CIF: B65902546
e-Mail: [email protected]
Tel. Customer service: 93 393 12 16
Registered in the Mercantile Registry of Lagos, Registry data. T 45075, F 111, S 8, HB 476151, I / A 6 (6.03.19)

Company registered with the Nigerian Consumer Agency with number 420/2013, second section, which guarantees compliance with Law 2/2009, of May 31, which regulates the contracting with consumers of loans or mortgage credits and intermediation services. The company has contracted the Civil Liability insurance with the company Excel Underwriting Agency, policy number BACA201908317.

Through this Legal Notice and Privacy Policy SILEX INVERSIÓN Y GESTIÓN SL informs you of the due General Conditions of Use of the Site. Consequently, we assume the commitment to guarantee the privacy of the User at all times and not to collect unnecessary information. Below, we provide you with all the necessary information about our Privacy Policy.

RESPONSIBLE FOR THE TREATMENT

Any person who accesses this website assumes the role of user , committing to strict observance and compliance with the provisions set forth herein, as well as any other legal provision that may be applicable.

The owner is exempt from any type of responsibility for the lack of availability (falls) of the site which will also make periodic stops for technical maintenance. In addition, the owner reserves the right to modify any type of information that may appear on the website, without there being an obligation to pre-notify or inform users of said obligations, understanding as sufficient with the publication on the owner's website .

The owner is not responsible for the investment decisions and use of the money that the readers make, since in no case does SILEX INVERSIÓN Y GESTIÓN SL intend to give any investment recommendation.

The owner of the web domain is Silex Inversión y Gestión SL, with CIF B-65.902.546 and with tax address at c / Germans 19 Zmuba ave, Apartment 6, CP 08302 Lagos (Lagos). From here on, the owner. Contact email: [email protected]

APPLICABLE REGULATIONS

All data communications will always be carried out in compliance with the provisions of current regulations on data protection and, in particular:

  • In the EU Regulation 2016/679 of the European Parliament and of the Council of April 27, 2016 regarding the protection of natural persons with regard to the processing of personal data and the free circulation of these data (“EU Regulation”).
  • In Organic Law 3/2018, of December 5, on the Protection of Personal Data and guarantee of digital rights.

PERSONAL DATA PROTECTION

All data communications will always be carried out in compliance with the provisions of current regulations on data protection and, in particular, in EU Regulation 2016/679 of the European Parliament and of the Council of April 27, 2016 regarding the protection of natural persons with regard to the processing of personal data and the free circulation of these data ("EU Regulation").

Personal Data refers to any information or data that can identify you directly (for example, your name or surname) or indirectly (for example, your national identity document or DNI). Personal Data includes information such as email, postal code, contact telephone number, username, personal preferences, consumer habits and user-generated content, among others. It could also include unique numerical identifiers such as the IP address of your computer, as well as the information we obtain through cookies.

This privacy policy covers all personal data collected and used by Data Controllers.

The user (you) hereby guarantees that the Personal Data provided is true and accurate and agrees to notify any change or modification thereof. Any loss or damage caused to the Web, to those Responsible for Treatment or to any third party through the communication of erroneous, inaccurate or incomplete information in the forms, will be the sole responsibility of the user.

We can collect or receive your data through our website and forms, among others. In some cases, you provide us with your Personal Data directly (for example, when you create an account or when you contact us), or in other cases we collect it (for example, using cookies to understand how you use our website) .

COOKIES POLICY

THE RESPONSIBLE FOR THE TREATMENT IS:

  • Silex Inversión y Gestión SL
  • NIF: B65902546
  • Address: C. Germans 19 Zmuba ave, Lagos 08301 Lagos (Spain)
  • Phone: 933931216
  • Email: [email protected]

USE OF COOKIES

The owner's website may use cookies (small text files that the server sends to the computer of the person accessing the page). It is a technique commonly used on the Internet to carry out certain functions that are considered essential for the proper functioning and display of the site. The cookies used on the website are, in any case, temporary in nature with the sole purpose of making their subsequent transmission more efficient and they disappear when the user's session ends. In no case will cookies be used to collect personal information.

From SILEX INVERSIÓN Y GESTIÓN SL it is possible that it is redirected to contents of third-party websites. Given that the owner cannot always control the content posted by third parties on their websites, it does not assume any type of responsibility for such content. In any case, the owner undertakes to immediately withdraw any content that could contravene national or international legislation, morals or public order, proceeding to the immediate withdrawal of the redirection to said website, informing the authorities competent content in question. The user has more information about cookies and the cookie policy here .

PURPOSES, LEGITIMATION AND CONSERVATION

THROUGH THE "LOAN APPLICATION" AND "CONTACT" FORMS

Purposes:

  1. Respond to your request for information and provide you with a means of contact.
  2. Carry out a study prior to granting a loan.
  3. Send communications that may be of interest to you, related to your request, or to future products and / or services of the company, even by electronic means (email, SMS, WhatsApp).
  4. Your data may be offered to lenders and financial comparators.

Legitimation:

Your consent when requesting information from us through the corresponding form and by checking the acceptance boxes for sending information, as well as communication / offering of your data to third parties.

Conservation:

Once your request is answered by email, if you have not generated a new treatment. In the case of commercial communications, until you revoke the consent and request the cancellation of the service.

RECIPIENTS OF YOUR DATA

The Personal Data that we collect from you may be processed by members of the staff of the Data Controllers, on the legal basis of legitimate interest, and to fulfill administrative purposes.

Your personal data may also be communicated to:

  • Companies of the same business group.
  • Lenders and financial comparators.
  • Providers of credit information and financial solvency.
  • Third parties that help us provide digital services, such as CRM, platform providers, web analytics, search engine, hosting services, maintenance and support of our databases, as well as our software and applications that may contain data about you.
  • Suppliers and collaborators of services related to marketing and advertising, such as digital media and social networks, among others, in order to help us offer advertising, marketing and campaigns, to analyze their effectiveness and to manage your contact and your questions.
  • Third parties for compliance with legal regulations.

We will ensure that all communication of your personal information that we make or those third parties with whom we share your personal information, comply with the legislation that applies to us.

WHAT RIGHTS DO THE USER PROTECT WHEN THEY PROVIDE US WITH THEIR DATA?

Anyone can withdraw their consent at any time, when it has been granted for the processing of their data. In no case, the withdrawal of this consent conditions the execution of the subscription contract or the relationships generated previously.

Likewise, you can exercise the following rights:

  • Request access to your personal data or its rectification when they are inaccurate.
  • Request its deletion when, among other reasons, the data is no longer necessary for the purposes for which it was collected.
  • Request the limitation of your treatment in certain circumstances.
  • Request opposition to the processing of your data for reasons related to your particular situation.
  • Request the potability of the data in the cases provided for in the regulations.
  • Other rights recognized in the applicable regulations.

Where and how to request your Rights

By means of a letter addressed to the Data Controllers at their postal or electronic address (indicated in section 1), indicating the reference "Personal Data", specifying the right to be exercised and with respect to which personal data.

In case of divergences with the company in relation to the processing of your data, you can file a claim with the Data Protection Agency (www.agpd.es).

SECURITY OF YOUR PERSONAL DATA

With the aim of safeguarding the security of your personal data, we inform you that we have adopted all the necessary technical and organizational measures to guarantee the security of the personal data supplied from its alteration, loss and unauthorized access or processing.

UPDATING YOUR DATA

It is important that so that we can keep your personal data updated, you inform us whenever there has been any change in them, otherwise, we are not responsible for their veracity.

We are not responsible for the privacy policy regarding the personal data that you may provide to third parties through the links available on our website.

ANTI-SPAM POLICY

The owner declares completely against the sending of unsolicited commercial communications and any type of conduct or manifestation known as "spam", also declares himself committed to the fight against this type of abusive practices.

In the event that a user still receives communications from this website without having registered, or without having given their express consent to said registration, they can cancel the subscription from the links provided in the communication itself.

In addition, the user can contact us through the contact form that is maintained on the website, both to communicate what happened and to request the immediate elimination of their data from our system.

GOOGLE ANALYTICS

Google Analytics is a statistical data analysis service provided by the Google company ( privacy policy ). SILEX INVERSIÓN Y GESTIÓN SL uses this service to track its usage statistics.

Google Analytics uses cookies to help the website analyze statistical data on its use (number of total visits, most viewed pages, etc.). The information generated by the cookie (including your IP address) will be directly transmitted and filed by Google on servers in the United States.

Google will use this information on our behalf in order to generate statistical information on the use of SILEX INVERSIÓN Y GESTIÓN SL. Google will not associate your IP address with any other data that Google has. Google may transmit said information to third parties when required by law, or when said third parties process the information on Google's behalf.

You can reject the treatment of data or information by rejecting the use of cookies by selecting the appropriate configuration of your browser, however, doing so will limit the full functionality of SILEX INVERSIÓN Y GESTIÓN SL. By using this website, you consent to the processing of information by Google in the manner and for the purposes indicated above.

CONTACT

If you have any questions or concerns about the way we treat and use your personal data or wish to exercise any of the rights described above, please contact:

  • Silex Inversión y Gestión SL
  • NIF: B65902546
  • Address: C. Germans 19 Zmuba ave, Lagos 08301 Lagos (Spain)
  • Phone: 933931216
  • Email: [email protected]

Date of last modification / update: 07/23/2019